Home Health Services
Respectful, person-centered assistance with everyday activities that helps individuals maintain comfort, dignity, safety, and independence in their own homes.
Daily Living Support
Personal care focuses on assistance with activities of daily living when a person needs physical help completing routine self-care activities. Services are provided according to the individual's needs, the authorized service arrangement, the caregiver's qualifications, and applicable Florida requirements.
Bathing and personal hygiene assistance
Dressing and grooming assistance
Toileting assistance
Eating and mealtime assistance
Ambulation and mobility assistance
Physical transfer assistance
Routine activities of daily living
Safety-focused personal assistance in the home
Plans and Benefits We Can Help Verify
Coverage is not guaranteed simply because an insurance company is listed below. Eligibility depends on the member's plan, medical or functional need, authorization requirements, provider type, network participation, and the specific benefit. E'Lou can help identify what should be verified before services begin.
Personal care is a covered service within Florida's Statewide Medicaid Managed Care Long-Term Care program when the member is eligible, the service is authorized, and the provider meets the health plan's network requirements.
Depending on eligibility, region, authorization, and network participation, plans may include Florida Community Care, Humana, Simply Healthcare, Sunshine Health, UnitedHealthcare, and other applicable Florida Medicaid plans.
Many long-term care insurance policies include benefits for assistance with activities of daily living. Coverage, elimination periods, daily limits, and approved provider requirements vary by policy.
Some Medicare Advantage and commercial plans may include home-health-aide, in-home support, or supplemental home-care benefits. Benefits must be verified because coverage differs substantially by plan.
Eligible Veterans may qualify for VA-authorized Homemaker/Home Health Aide or other home- and community-based services that include help with personal care and activities of daily living.
TRICARE may cover home health aide services as part of an authorized home health benefit. Coverage requires prior authorization and generally must be provided through a participating home health agency.
Certain injury-related cases may authorize attendant care, personal assistance, or other in-home services when medically necessary and approved by the responsible payer.
Families may also arrange personal care directly using private funds when insurance does not cover the service or when additional hours are desired.
Commercial & Managed-Care Verification
Depending on the product and benefit design, E'Lou may verify home health, home health aide, personal care, long-term care, or supplemental in-home benefits with plans such as:
Listing a health plan does not represent that E'Lou is currently contracted, credentialed, or in-network with that payer. Benefits and provider eligibility must be verified before service.
E'Lou Enterprise
Contact E'Lou to discuss personal care needs, payment options, and benefits that may be available under an applicable health plan, long-term care policy, government program, or private-pay arrangement.